mobile banking
perceived ease of use
perceived usefulness
compatibility and trust

How to Cite

Yahaya 2, S., & Sa'idu, I. (2021). Conceptual Framework for Mobile Banking Acceptance in Zamfara State Using Technology Acceptance Model. BAKOLORI JOURNAL OF GENERAL STUDIES, 12, 3733-3740.

Funding data

    Grants: Abdu Gusau Polytechnic


This paper attempt to provide a conceptual framework where mobile banking acceptance among Zamfara populace will be tested. The paper highlighted the remarkable changes that the Nigerian banking system had undergone in terms of both the size and strength, mode of operations, innovations, products and services all of which birthed the mobile banking concept that is under study. The paper planned to apply the use of Technology Acceptance Model (TAM) to investigate the influence of the Perceived ease of use, perceived usefulness alongside with compatibility and trust. The paper planned to use purposive sampling technique to obtain data and after validation of the framework the use of Statistical Package for Social Science (SPSS) version 20 would be employed for the analysis of the data. Finally, the paper proposes an improved level of mobile banking acceptance by Nigerians. This will help in the attainment of the proposed cashless economy advocated by the Central Bank of Nigeria and improve the country’s overall economic development.



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